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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Breinholt Insurance Group, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Breinholt Insurance Group recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Breinholt Insurance Group today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Breinholt Insurance Group

4115 E. Valley Auto Dr. #205
Mesa, AZ 85206
Main office: 480-237-2050
Fax: 480-320-4516

Our Providers

Testimonials

I've had a business here in Arizona for the past 5 years and have dealt with a couple of insurance agencies. Out of the couple of agencies and agents that I have used, Craig Breinholt has been the most hard working and dedicated individual that I have dealt with yet. Craig is aggressive with his quotes, and genuinely wants what's best for me and my company. I would recommend Breinholt Insurance to anyone.

Sean T.
Craig wrote a worker's comp policy for my small business. I work in a high-risk industry and Craig was the only agent I called who was both willing and capable of navigating all the issues for me and my business to be properly protected. I have since found both he and his staff to be kind, knowledgeable and responsive. Highly recommend.

Jason J.
Extremely responsive and professional. Quotes received quickly and beat my current rates and coverage in all categories. Highly recommend.

James M.