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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Breinholt Insurance Group agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Breinholt Insurance Group

4115 E. Valley Auto Dr. #205
Mesa, AZ 85206
Main office: 480-237-2050
Fax: 480-320-4516

Our Providers

Testimonials

I've had a business here in Arizona for the past 5 years and have dealt with a couple of insurance agencies. Out of the couple of agencies and agents that I have used, Craig Breinholt has been the most hard working and dedicated individual that I have dealt with yet. Craig is aggressive with his quotes, and genuinely wants what's best for me and my company. I would recommend Breinholt Insurance to anyone.

Sean T.
Craig wrote a worker's comp policy for my small business. I work in a high-risk industry and Craig was the only agent I called who was both willing and capable of navigating all the issues for me and my business to be properly protected. I have since found both he and his staff to be kind, knowledgeable and responsive. Highly recommend.

Jason J.
Extremely responsive and professional. Quotes received quickly and beat my current rates and coverage in all categories. Highly recommend.

James M.